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What Happens to My Student Loans Upon Death?

What Happens to My Student Loans Upon Death? If you went to college and now have significant student loan debt, you may be worried about what might happen to those student loans if you were to pass away before repaying them. Student loan debt has been steadily rising in the United States, with soaring college... Read more »

Is My Home Protected in Medicaid?

Is My Home Protected in Medicaid? If you own a home in Illinois and are going to need nursing home care or other long-term care in the near future, you may be considering whether your home will be protected when you apply for Medicaid.  Medicaid has certain financial requirements, including total asset value limits and... Read more »

How Can I Name a Guardian For My Minor Children?

How Can I Name a Guardian for my Minor Children?  A major concern most people have when estate planning is what may happen to their minor children if they were to pass away. Who will take care of them, both mentally and financially? It is rightfully a concern and should be planned for in advance... Read more »

Do I Need a Real Estate Lawyer for a Real Estate Transaction in Illinois?

Do I Need a Real Estate Lawyer for a Real Estate Transaction in Illinois?  Illinois is considered a lawyer transaction state for real estate, meaning that lawyers are usually the ones conducting a closing in conjunction with a title company. Some states use other intermediaries to complete a real estate transaction, but not Illinois. Here... Read more »

What Happens If I Do Not Have a Power of Attorney?

What Happens If I Do Not Have a Power of Attorney?  There are two types of powers of attorney in Illinois, a power of attorney for healthcare and a power of attorney for property. These are both legal documents that can and should be drafted in advance of needing them. They are easy documents to... Read more »

Wells Fargo in Hot Water …Again.

Wells Fargo in Hot Water…Again. You may have seen it. Watching a sporting event, maybe just aimlessly surfing channels to kill some time. Wells Fargo’s new commercial, it does something, it just pulls at your heartstrings. Maybe it’s the appeal to history, maybe it’s the horses, or maybe it’s the idea of a comeback story.... Read more »

Is There a Benefit to Doing a Short Sale?

Is There a Benefit to Doing a Short Sale?  Many people falling behind on their mortgages and facing foreclosure wonder whether there is a benefit to doing a short sale versus simply riding out the foreclosure and leaving the home upon eviction. Both options have their pros and cons, and so it is advisable to... Read more »

What is the Governing Law of Foreclosure in Illinois?

What is the Governing Law of Foreclosure in Illinois? Illinois, like most states, has enacted specific legislation that controls the method of a bank’s foreclosure. The Illinois Mortgage Foreclosure Law of 1987 (IMFL), is Illinois’ version, cited as 735 ILCS 5/15-1101 et. seq. The IMFL is the primary source of law governing foreclosures, and includes... Read more »

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Johnston Tomei Lenczycki & Goldberg LLC

Phone Number: (847) 549-0600
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Libertyville, IL 60048

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