Benefits of Hiring a Lawyer to Defend a Foreclosure Case
If you are facing foreclosure on your home, you are likely scared, frustrated, and overwhelmed. One of the most complex challenges any person can face is the foreclosure process. If you are planning on defending yourself, and your home, in a foreclosure case, it may take a considerable amount of time, and have complex legal issues for you to address. Consider the following benefits of hiring a lawyer to defend your foreclosure case.
Foreclosure occurs when a homeowner does not make a certain amount of monthly payments on their home. This process does not usually occur after one or two missed payments, but several. However, if a homeowner is facing financial difficulty, it can be challenging for them to get to a point to be able to not only make the mortgage payment, but also repay the payments that are past due.
Benefits of Legal Representation
An attorney will be able to help you understand your legal options, including a deed in lieu of foreclosure, loan modification, short sale, or other foreclosure defenses. Additionally, a lawyer who understands foreclosure law and has experience with foreclosure cases will understand which of these types of defenses and options are the best for you in your unique set of facts and circumstances. An experienced lawyer will be able to also help you through the entire process to defend yourself in a foreclosure case and help you develop solid strategies to help you on your way to financial relief. Additionally, an attorney will negotiate on your behalf with the bank in order to reach a favorable settlement. Remember, the bank does not care about your personal interest, they have a responsibility to collect on a loan without consideration of specific situations or personal circumstances.
When to Hire an Attorney for Your Foreclosure Case
If you were served with a foreclosure complaint, you have 20 days to file a written response, unless you receive an extension. Contact an attorney if any of the following occurred:
Contact an Experienced Foreclosure Defense Attorney
Foreclosure in the state of Illinois can be a complicated process and without legal representation, you may lose your home, have a decreased credit score, and fail to achieve financial freedom. Contact the experienced attorneys at Johnston Tomei Lenczycki & Goldberg LLC. We can help you understand your legal rights, and help ensure that they are protected. Call us today at (847) 549-0600 or email us at firstname.lastname@example.org to schedule a free consultation.
Phone Number: (847) 549-0600
Fax Number: (847) 589-2263
350 N. Milwaukee Ave., Ste. 202
Libertyville, IL 60048
223 N. IL. Rt. 21, Ste. 14
Gurnee, Illinois 60031
2100 Manchester Road, Suite 920
Wheaton, IL 60187